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	<title>Donald Payne</title>
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	<link>http://paynelessadvice.com</link>
	<description>Whole Life Success</description>
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	<copyright>Copyright © Donald Payne 2011 </copyright>
	<managingEditor>dgp@mrdonaldpayne.com (Donald Payne)</managingEditor>
	<webMaster>dgp@mrdonaldpayne.com (Donald Payne)</webMaster>
	<category>Personal Growth and Development</category>
	<ttl>1440</ttl>
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		<title>Donald Payne</title>
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	<itunes:subtitle>Payneless Advice - Whole Life Success</itunes:subtitle>
	<itunes:summary>Payneless Advice - Whole Life Success</itunes:summary>
	<itunes:keywords>Motivational, Inspirational, Christian, Living, Advice, Self-Help, Personal, growth, and, development., life, lessons</itunes:keywords>
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	<itunes:author>Donald Payne</itunes:author>
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		<title>Payneless Advice is Celebrating Black History Month</title>
		<link>http://paynelessadvice.com/2012/02/01/payneless-advice-is-celebrating-black-history-month/</link>
		<comments>http://paynelessadvice.com/2012/02/01/payneless-advice-is-celebrating-black-history-month/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 18:40:26 +0000</pubDate>
		<dc:creator>Donald Payne</dc:creator>
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		<category><![CDATA[abundant living]]></category>
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		<category><![CDATA[Behavior]]></category>
		<category><![CDATA[Black History Month]]></category>
		<category><![CDATA[Christian book]]></category>
		<category><![CDATA[coaching]]></category>
		<category><![CDATA[Free]]></category>
		<category><![CDATA[Life lessons]]></category>
		<category><![CDATA[Painless Advice]]></category>
		<category><![CDATA[Payneless Advice]]></category>
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		<guid isPermaLink="false">http://paynelessadvice.com/?p=1776</guid>
		<description><![CDATA[Payneless Advice is celebrating Black History Month, and to show my appreciation to all those who have paved the way I am giving back.  This month only you can get all three of my previously released books* (Bound by the debt demon, Fear Folly and Purpose or They’re Just People) absolutely FREE! Download audio file [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Goodbye Facebook</title>
		<link>http://paynelessadvice.com/2012/01/31/goodbye-facebook/</link>
		<comments>http://paynelessadvice.com/2012/01/31/goodbye-facebook/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 13:00:31 +0000</pubDate>
		<dc:creator>Donald Payne</dc:creator>
				<category><![CDATA[Donald Payne]]></category>
		<category><![CDATA[Behavior]]></category>
		<category><![CDATA[coaching]]></category>
		<category><![CDATA[Facebook]]></category>
		<category><![CDATA[Facebook Timeline]]></category>
		<category><![CDATA[Goodbye Facebook]]></category>
		<category><![CDATA[Google+.Social Media]]></category>
		<category><![CDATA[Life is what you make it]]></category>
		<category><![CDATA[Life lessons]]></category>
		<category><![CDATA[LinkedIn]]></category>
		<category><![CDATA[Networking]]></category>
		<category><![CDATA[Painless Advice]]></category>
		<category><![CDATA[Payneless Advice]]></category>
		<category><![CDATA[Personal growth & development]]></category>

		<guid isPermaLink="false">http://paynelessadvice.com/?p=1761</guid>
		<description><![CDATA[My tagline is Payneless Advice. Daily I give valuable information to help people take just one more step toward their destiny. Unfortunately,  Facebook is sucking the life out of my information. It is being jumbled together with all the other Facebook noise, becoming almost nonexistent. I want to make sure that you get the best [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<title>Planning Builds Confidence</title>
		<link>http://paynelessadvice.com/2012/01/26/planning-builds-confidence/</link>
		<comments>http://paynelessadvice.com/2012/01/26/planning-builds-confidence/#comments</comments>
		<pubDate>Thu, 26 Jan 2012 12:42:56 +0000</pubDate>
		<dc:creator>Donald Payne</dc:creator>
				<category><![CDATA[Donald Payne]]></category>
		<category><![CDATA[Author]]></category>
		<category><![CDATA[Behavior]]></category>
		<category><![CDATA[Building Confidence]]></category>
		<category><![CDATA[coaching]]></category>
		<category><![CDATA[Confidence]]></category>
		<category><![CDATA[Life lessons]]></category>
		<category><![CDATA[No Longer Bound]]></category>
		<category><![CDATA[Painless Advice]]></category>
		<category><![CDATA[Payneless Advice]]></category>
		<category><![CDATA[Personal growth & development]]></category>
		<category><![CDATA[Planning]]></category>
		<category><![CDATA[Planning and Goal Setting]]></category>
		<category><![CDATA[Self improvement]]></category>
		<category><![CDATA[tips]]></category>

		<guid isPermaLink="false">http://paynelessadvice.com/?p=1753</guid>
		<description><![CDATA[There will come a time when you will have to do more than norm in order to succeed. There will come a time when you will have to move beyond your comfort zone into a place of insecurity. Most people are where they are because they lack the confidence needed to move above and beyond. [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Play to Win</title>
		<link>http://paynelessadvice.com/2012/01/20/play-to-win/</link>
		<comments>http://paynelessadvice.com/2012/01/20/play-to-win/#comments</comments>
		<pubDate>Fri, 20 Jan 2012 12:00:04 +0000</pubDate>
		<dc:creator>Donald Payne</dc:creator>
				<category><![CDATA[Donald Payne]]></category>
		<category><![CDATA[Attraction]]></category>
		<category><![CDATA[Author]]></category>
		<category><![CDATA[Behavior]]></category>
		<category><![CDATA[coaching]]></category>
		<category><![CDATA[Create Value]]></category>
		<category><![CDATA[Life lessons]]></category>
		<category><![CDATA[Motivational Music]]></category>
		<category><![CDATA[Opportunity]]></category>
		<category><![CDATA[Painless Advice]]></category>
		<category><![CDATA[Passion]]></category>
		<category><![CDATA[Passionate]]></category>
		<category><![CDATA[Payneless Advice]]></category>
		<category><![CDATA[Payneless Advice Motivational Mix]]></category>
		<category><![CDATA[Personal growth & development]]></category>
		<category><![CDATA[Play to Win]]></category>
		<category><![CDATA[Value]]></category>

		<guid isPermaLink="false">http://paynelessadvice.com/?p=1731</guid>
		<description><![CDATA[Download audio file (Passion-Attraction-Snippet.mp3) &#8220;Passion Attraction&#8221; from my new Payneless Advice Motivational Mix release. I’ve been told that entrepreneurship is the idea of combining one’s passion and talents to create value to the world. I couldn’t agree more. When you are passionate about what you do, no circumstance, no situation and no one can stand [...]]]></description>
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		<slash:comments>0</slash:comments>
			<enclosure url="http://paynelessadvice.com/wp-content/uploads/2012/01/Passion-Attraction-Snippet.mp3" length="482641" type="audio/mpeg" />
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		<item>
		<title>Get Motivated</title>
		<link>http://paynelessadvice.com/2012/01/17/get-motivated/</link>
		<comments>http://paynelessadvice.com/2012/01/17/get-motivated/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 12:00:24 +0000</pubDate>
		<dc:creator>Donald Payne</dc:creator>
				<category><![CDATA[Donald Payne]]></category>
		<category><![CDATA[Anthony Striggles]]></category>
		<category><![CDATA[Author]]></category>
		<category><![CDATA[Life lessons]]></category>
		<category><![CDATA[Motivational Mix Music]]></category>
		<category><![CDATA[Painless Advice]]></category>
		<category><![CDATA[Payneless Advice]]></category>
		<category><![CDATA[Personal growth & development]]></category>
		<category><![CDATA[Sonic Phunk]]></category>
		<category><![CDATA[Striggology]]></category>
		<category><![CDATA[Studio A]]></category>
		<category><![CDATA[Studio Session]]></category>

		<guid isPermaLink="false">http://paynelessadvice.com/?p=1726</guid>
		<description><![CDATA[Last week presented some strong challenges for you. This week it&#8217;s time to get motivated. We are a little past the halfway point of the first month of this year. By now your resolutions should be in full swing. If you are still procrastinating waiting for just the right moment to get started. I wanted [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>There’s an App for That</title>
		<link>http://paynelessadvice.com/2012/01/13/theres-an-app-for-that/</link>
		<comments>http://paynelessadvice.com/2012/01/13/theres-an-app-for-that/#comments</comments>
		<pubDate>Fri, 13 Jan 2012 11:00:42 +0000</pubDate>
		<dc:creator>Donald Payne</dc:creator>
				<category><![CDATA[Donald Payne]]></category>
		<category><![CDATA[Android]]></category>
		<category><![CDATA[app for that]]></category>
		<category><![CDATA[Author]]></category>
		<category><![CDATA[Behavior]]></category>
		<category><![CDATA[friends]]></category>
		<category><![CDATA[Friendship]]></category>
		<category><![CDATA[iPad]]></category>
		<category><![CDATA[iphone]]></category>
		<category><![CDATA[Life lessons]]></category>
		<category><![CDATA[Painless Advice]]></category>
		<category><![CDATA[Payneless Advice]]></category>
		<category><![CDATA[Personal growth & development]]></category>
		<category><![CDATA[Self improvement]]></category>
		<category><![CDATA[Tablet]]></category>
		<category><![CDATA[Time]]></category>
		<category><![CDATA[tips]]></category>

		<guid isPermaLink="false">http://paynelessadvice.com/?p=1723</guid>
		<description><![CDATA[If you own a smartphone, iPhone, Droid or an iPad then you know all too well the many apps that exist. They have apps for just about everything. If you have a problem there is an app out there that has a solution. The common phrase (made famous by Mr. Steve Jobs) for most with [...]]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>How My Credit Card Debt Turned Into a Profit</title>
		<link>http://paynelessadvice.com/2012/01/09/how-my-credit-card-debt-turned-into-a-profit/</link>
		<comments>http://paynelessadvice.com/2012/01/09/how-my-credit-card-debt-turned-into-a-profit/#comments</comments>
		<pubDate>Mon, 09 Jan 2012 11:00:56 +0000</pubDate>
		<dc:creator>Donald Payne</dc:creator>
				<category><![CDATA[abundant living]]></category>
		<category><![CDATA[Author]]></category>
		<category><![CDATA[Behavior]]></category>
		<category><![CDATA[Christian debt help]]></category>
		<category><![CDATA[coaching]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Credit Card Forum]]></category>
		<category><![CDATA[debt awareness]]></category>
		<category><![CDATA[Donald Payne]]></category>
		<category><![CDATA[Life lessons]]></category>
		<category><![CDATA[Millionoaire University]]></category>
		<category><![CDATA[Painless Advice]]></category>
		<category><![CDATA[Payneless Advice]]></category>
		<category><![CDATA[Personal growth & development]]></category>
		<category><![CDATA[tips]]></category>

		<guid isPermaLink="false">http://paynelessadvice.com/?p=1650</guid>
		<description><![CDATA[What follows is not advice about how to get out of debt (check out Donald Payne’s Debt Comforter for that). Rather, I’m sharing this story as an example of how sometimes, what seems like a financial problem now may end up benefiting you down the road. Whether it’s credit card debt, a foreclosure, job loss, [...]]]></description>
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		<slash:comments>14</slash:comments>
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