This is a question that very few people can answer truthfully. Just because you have available credit on your credit cards doesn’t mean that you have permission to vacation. This is where many people fail. They borrow from their future in order to make provisions for today.
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Many people strive to become the best that they can possibly be. Many have achieved this goal with little or no recognition. Depending on their field of expertise, these individuals might seem very unassuming. This could also be their downfall.
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I don’t know what’s happening in your neck of the woods. But from where I’m standing things are beginning to get a little rough around the edges. Homes are starting to sell again but the prices keep getting lower and lower. Companies are starting to hire but the starting wages are extremely low. People are starting to buy new cars but the price of gas is starting to go through the roof! That being said, all I can tell you is that it’s time to get serious!
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I am no stranger to change. I have had to change directions on many occasions. Some people call it reinvention, but I call it following my passion. I may not be the most organized individual in the world. In fact, my life is just like many others. I have a career, I am a father, a husband, and I am also an entrepreneur. However, I can say that unlike some, I have learned to balance my many daily tasks and continually get them done.
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What do you want to achieve this year?
Now that the New Year has begun, it is time to focus on what goals you want to achieve so that 2012 will be your most successful year ever. Start out by asking yourself: Did I achieve everything I set out to do in 2011? If the answer is no, spend some time reflecting on why you didn’t accomplish everything you set out to do. Did you set a goal that you felt was attainable, but knew deep down that goal would never be achieved? Sometimes we set goals for things we feel we should strive for, but maybe we only set them because other factors tell us we should.
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If you’re like most of the so called 97% of Americans, you have some debt. Be it a student loan, credit cards, auto loans or a second mortgage, it’s all called debt. After going through a recession and near depression, I am amazed at those who still want to live above their means.
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Whoa! It seems that I need to clear up the misconception from my previous post Goodbye Facebook. After receiving numerous emails, phone calls and inbox messages, it was apparent that my comments were not taken in the matter they were intended. So to clear things up I have provided this brief Facebook Rebuttal.
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Payneless Advice is celebrating Black History Month, and to show my appreciation to all those who have paved the way I am giving back. This month only you can get all three of my previously released books* (Bound by the debt demon, Fear Folly and Purpose or They’re Just People) absolutely FREE!
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